NEW JERSEY DISCLOSURE OF BUSINESS RELATIONSHIPS

For Buyers and Sellers of Real Property

This is to give you notice that Realmart Realty has no common ownership and has no financial interest with First Choice Loan Services Inc. Wenzhen Cai has no ownership interest in any Affiliate.

You are not required to use First Choice Loan Services Inc. as a condition for  the purchase of the subject property. You may be able to get such service at a lower rate by shopping with other settlement service providers.

You should also be aware that a mortgage lender is allowed to require you to use and pay for an attorney and/or credit reporting agency and/or real estate appraiser chosen to represent the mortgage lenders interest. Buyers hereby acknowledge their receipt and understanding of the foregoing disclosure.

YOU ARE UNDER NO OBLIGATION TO USE THE MORTGAGE SERVICES OF FIRST CHOICE LOAN SERVICES INC. YOU MAY OBTAIN YOUR MORTGAGE LOAN FROM ANOTHER SOURCE.